For Business Owners

Here at Rupp Financial, we offer a wide array of services to help business owners address their financial objectives. Some of our key services are detailed below.

Executive Benefits

The success of most business is tied to the talent, passion, and work ethic of the owners and their key executives. Executive benefit packages can help you attract, retain, and motivate high-caliber employees to keep your company healthy and stable.

Key Person Insurance

Key person life insurance provides cash to an employer for the loss of one of its most important assets - the key person. This can help assure continuity of the business for employees, customers and creditors, and protects against losses in sales, momentum, and credit. It can also be used to assist with recruiting and developing a replacement for the employee.

Funding Buy-Sell Agreements

A buy–sell agreement is a legally binding agreement between owners of a business that governs the situation if an owner dies. A buy-sell agreement properly funded with life insurance ensures there will be money when the event is triggered.

Qualified Retirement Plan Design

Qualified retirement plans help employers attract and retain high quality employees. Employers and employees can benefit from reduced tax liability by contributing to the plan. Qualified retirement plans typically only allow for certain types of investment vehicles like stocks, bonds and mutual funds.

Succession Planning

Succession planning allows owners to transfer their company to family members, key employees, an outside party, or even a charity. With careful planning this can be done in a way that achieves financial security, maintains continuity, and retains business value.

Employee Benefits

Selecting the right benefit package is becoming increasingly important in retaining the best employees, and keeping them productive. Focusing on your objectives, budget and culture, we can work with you to help you select your group benefits. Our strong relationships with providers enable us to effectively represent your employees to ensure claims and issues are resolved promptly.